Personal Auto Insurance
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SAVE $$$ By bundling your Home and Auto Insurance
When you bundle with us, you'll earn a multi-policy discount of up to 17.5% for your auto, home and condo insurance Policy.
We offers many ways to SAVE on all your policies.
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Multi-Car: Up to 13% Discount.
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Multi-Policy: Up to 10% Discount.
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Continuous Insurance: Up to 15% Discount.
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Home Ownership: Up to 7.5% Discount.
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Good Payer: Up to 10% Discount.
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EFT Payer (Pay with a Bank account): Extra 4% Discount.
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Paid In Full: Up to 7% Discount (11% with EFT).
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New Car: Up to 23% Discount.
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Hybrid/Electric Vehicle: Up to 8% Discount.
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Safe Driver: Up to 8% Discount.
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Good Student: Up to 5% Discount.
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Reduce premium impact for youthful drivers (Under 22).
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NO surcharge for "Learner Permit" drivers. ​
We offer some of the Industry leading benefit packages.
- Responsible Driver Plan®: Avoid costly rate increases with Accident Forgiveness that extends to all drivers on your policy, including teen drivers.​ (one accident every 36 months)
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- Premier Responsible Driver Plan®: In addition to the accident forgiveness benefits; For every six months each driver on the policy is accident or violation-free, they will get a $50 reduction in their deductible, up to $400.
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- Premier Roadside Assistance®: Towing, jump starts, fuel delivery, flat tire change, lockout assistance and roadside winching, Available 24/7.
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Trip Interruption
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Personal Property Coverage
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- Premier New Car Replacement®: If you total your new car in the first five years, pays the cost for a brand new car of the same make and model of the current year - much longer period than many other carriers.
All New York Drivers are Required to Carry Auto Insurance.
New York State law requires that motorists carry a minimum amount of liability insurance of $25,000 for bodily injury to one person, $50,000 for bodily injury to all persons, and $10,000 for property damage in any one accident also known as 25/50/10. Mandatory "no-fault" coverage of $50,000 is also required. Failure to show valid proof of auto insurance in New York may result in a fine and eventually the suspension of your registration and driver's license.
Can I Get Coverage with a Record of Tickets, Accidents, or DUIs?
Yes, you can. At BLS Nielsen we understand that not everyone has a spotless driving record, and we know how to get you the best price and coverage. Let us find you the best carrier for your situation.
What Does BLS Nielsen Auto Insurance Cover?
Bodily Injury Liability
The coverage that helps you pay for another person's injuries in a car accident for which you are found to be at fault.
Property Damage Liability
Provides you with protection and legal defense if your car damages another person's property.
Uninsured & Underinsured Motorist
Uninsured & underinsured motorist coverage is protection related to injuries received as a result of an uninsured driver or from a driver at fault who's coverage limits are too low to cover your expenses.
Comprehensive Physical Damages
Covers damage to your car from theft, vandalism, flood, fire, and other hazards. Glass protection can also be added.
Medical Payments,
No-fault or personal Injury
Covers, in most circumstances, the medical expenses of the driver and passengers of your car as the result of a covered accident, regardless of fault.
Collision Coverage
Coverage that pays to repair or replace your car if it's damaged in an accident with another vehicle or object.
Collision vs. Comprehensive:
What's the Difference?
Collision insurance in New York protects your vehicle against damages caused by collision accidents.
Comprehensive insurance protects your vehicle against damages from causes unrelated to collisions, namely theft and Wind damage.
Personal Watercrafts Insurance (Boats)
We carefully work with you to create a coverage plan that will meet your needs; Whether you have an Inflatable, Jet ski, Boat or a large Yatch; We have you covered.
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"All-Risk", Replacement Cost or Agreed value coverage
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Bodily and Property Damage Liability
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Towing Assistance
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Medical Payments
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For More Information call us at
Or
Schedule a Call Here
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Motorhome/RV Insurance
We can Help you protect your Home away from Home, your RV has the characteristics of a vehicle and a home, we want to make sure you're covered from all angles.
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Bodily Injury Liability
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Collision Coverage
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Property Damage Liability
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Comprehensive Coverage
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Contents Coverage
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Personal Injury Protection (PIP)
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Uninsured & Underinsured Coverage
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Towing and Labor Costs Coverage
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For More Information call us at
Or
Schedule a Call Here
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Motorcycle Insurance
We Offer Low Cost Motorcycle,
ATV / UTV, Off-Road and Scooter Insurance. A Motorcycle Insurance Policy can help protect you and your Motorcycle.
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Bodily Injury Liability
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Property Damage Liability
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Collision Coverage
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Medical Payments
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Personal Injury Protection (PIP)
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Towing and Labor
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Comprehensive Coverage
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Uninsured & Underinsured Coverage
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Rental Reimbursement
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For More Information call us at
Or
Schedule a Call Here
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In-House expedited Department of Motor Vehicles (DMV) transactions.
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New Registration / Plates
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Duplicate Title
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Plate Surrender and Transfers
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Personal and Commercial